Cataract surgery may be covered by your insurance provider
For most people with insurance who need cataract surgery, it is covered by their insurance provider. For the insurance company to pay for the full treatment, most of the time the cataract or cataracts need to be at the stage where they are hindering a person’s daily life.
Often, people have cataracts yet the condition has not yet started to negatively impact them. In these cases, unless an individual has comprehensive insurance or dedicated vision insurance, the insurance company may offer a partial payment. Or they may ask you to wait to see how the condition develops.
Our Center was established in 1978 and has performed over 50,000 Cataract Surgeries
Dedicated vision plans
It’s never a bad idea to have full insurance and it’s certainly a good idea to look into dedicated vision plans. The following companies all offer this:
- Davis Vision
- EyeMed
- Superior Vision
- VSP
- Spectera Vision
Comprehensive health insurance
Most comprehensive health insurance policies across all providers will cover cataract surgery costs. Here at NJEC, we work with many different insurance companies. For the full list, please see here.
What if I can’t cover the cost of cataract surgery?
Because cataract removal surgery is a medical need, both Medicare and Medicaid will provide assistance if the surgical procedure is considered a necessity. Generally, these providers do not cover vision-related concerns such as refractive errors or LASIK to correct them.
However, because living with cataracts can severely limit and hinder your life and wellbeing, cataract removal cost is covered. You will have to opt for the basic intraocular lens implants (IOLs). More information about this can be found in part B, ‘outpatient services’ if you have Original Medicare.
As cataracts progress and harden, they can make our vision suffer significantly. But there’s no need to keep letting cataracts get you down. If you have health and/or vision insurance, talk to your provider first.
If you don’t have insurance and you cannot cover the costs yourself, you may qualify for Medicare assistance.
We hope this information about the cost of cataract surgery has proven useful. If you have more questions or would like to talk about your upcoming procedure, please get in touch with us today. Alternatively, drop in and see us at our locations in Bergenfield and Passiac NJ. Our friendly staff is happy to assist.
